Travel Site Critic Rating (Criteria):

          

• Free 30 Day Trial Membership.
• Membership includes a Free 2-Day Resort Certificate! You pick from several popular destinations and stay in a Ramada Plaza Resort, or partner resort.   The certificate is good for up to 4 travelers staying in the same room.
• No credit checks.   Player's Vacation Club reports to TransUnion credit bureau, so you can build or re-build your credit.  
• A vacation payment plan allows you to Travel Now...Pay Later.   For as little as $18/month!
• Interest-free financing for up to $3000 for 2 travelers.
• Vacation payment plan deposit of initial 20-30%, due at time of booking.
• Popular destinations include:  New Orleans, Paris, Jamaica, Maui, Cancun, San Diego, Chicago, and Anaheim.
• Hotel transfers and rental cars.
• Room upgrades.

Membership Qualifications:

1. Over the age of 18
2. Household income of $1800 month
3. U.S. citizenship
4. Valid checking account for 6 months

Documents to Submit for Vacation Payment Plan Request:

1. A copy of your Social Security card or a copy of your pay stub or a State-Issued I.D. that contains your Social Security number
2. A copy of your valid Driver’s License, State-Issued I.D. or Military I.D.
3. A copy of a recent Pay Stub or a copy of your taxes from the previous year (Form 1040)
4. A copy of a recent Utility Bill 
5. A voided Personal Check
6. Additional documentation required in some instances.

The Small Print*:

Membership

• Membership Fee:   2 payments of $44.50 yearly.
• One-time Processing Fee of $3.95 (even for Free Trial).
• Processing Fee is non-refundable.
• You may cancel Membership at any time, as long as the membership fee is not financed.  If you cancel after 30 days any refund will be prorated and a refund will be issued based on the unused portion of your annual fee.  
• Emails are not accepted as a valid form of cancellation, you must call member services or mail a hand written letter to Players Vacation Club.

Vacation Payment Plans

• Vacation payment plan requests must be made 45 days prior to departure.
• Vacation payment plans are available for 2 travelers.  All additional travelers must be paid in full when the trip is confirmed.
• Credit check may be required for payment plans over $1500 for the first time.
• Vacation payment plan deposit of 20-30% is fully refundable prior to trip confirmation.
• No refunds once your reservation is confirmed. You may also be charged cancellation fees by the travel provider, cruise line, airline or hotel (these vary).
• If you fail to make a payment, Players Vacation Club may do any of the following:

1. Require you to pay the entire unpaid balance on the account immediately.
2. Apply monies received on subsequent purchases to any delinquent account balance owed including "late fees".
3. Proceed with legal action.

Ouch!  Don't miss a vacation payment!

• Free 2-Day Resort Certificate requires a $50 refundable fee.  To receive a refund, you must mail a request for refund to:

Attn: Bonus Department, Ramada Plaza Resorts, O.F.V., 2419 E. Commercial Blvd., Ft. Lauderdale, FL 33308 .

 * Based solely on research done by TravelSiteCritic.com, these figures may be inaccurate and are subject to change.   Double check before you buy. 

The Good:

 

This is a unique travel site, we have not come across another like it!   It can be very difficult to save up money to pay for a vacation, and with Players Vacation Club you can easily get approved for a vacation payment plan.  If you pay all of your payments on time, not only will you improve your credit rating, but you won't pay any interest!  Keeping your your vacation payment plan payments on time is easy, because they are automatically deducted from your checking account. 

 

If you already have good credit, we advise that you apply for a WorldPerks Visa Card to finance your vacation, as this card has great travel rewards.   Earn up to 20,000-mile Enrollment Bonus by applying here for a WorldPerks Visa® card.

 

The Bad: 

You cannot compare prices like you can on most major online travel sites.   Rather, you just pick your destination and request a "quote".   Prior to confirming a vacation, we highly recommend, you compare pricing for the same vacation package or cruise on another site, like Priceline, Southwest Airlines Vacations, or CruiseDirect,  to make sure that their vacation payment plan pricing is in-line with the other travel sites.